1st Guard Insurance Company, established in 1937, has a long-standing legacy in providing specialized truck insurance solutions tailored for owner operators. Originally starting as a general insurance agency in Detroit, the company pivoted to focus on truck insurance in the late 1960s under the leadership of Mr. Edmund B. Campbell, Jr. Recognizing the growing need for dedicated commercial truck insurance products, 1st Guard Corporation fully divested its general lines to become a leading provider of truck insurance programs exclusively for independent truckers.
In 1991, ownership transitioned to Mr. Edmund B. Campbell, III, under whose guidance the company embraced modernization and growth, ultimately evolving into First Guard Insurance Company, which currently holds an 'A' rating from AM BEST. This rating underscores its financial stability and commitment to providing exceptional service to its customers.
The innovative approach of 1st Guard allows it to write business directly, avoiding the traditional agent and broker model. This operational efficiency results in competitive premiums that benefit each individual owner operator. The company offers various insurance products, including physical damage coverage, non-trucking liability, occupational accident insurance, trucker liability, and cargo insurance. Each product is designed to enhance protection and peace of mind for truckers, whether they are operating personally or as part of their business activities.
With more than 80 years of industry experience, 1st Guard prioritizes customer service, ensuring that clients speak to knowledgeable professionals rather than automated systems. The acquisition by Biglari Holdings Inc. in 2014 has further opened avenues for innovation and growth, yet the foundational principles that have led 1st Guard to become a leader in the field continue to guide its operations. As a dedicated partner for truckers, 1st Guard enables its customers to obtain coverage quickly and easily with flexible payment options, catering specifically to the unique needs of the trucking community.
